How it Works
We know life doesn’t always go as planned, so we’re here to help by making our service as simple, fast and transparent as possible. Apply for an online cash loan in 3 easy steps.
1
Online application
Apply using our online loan calculator and application form. We’ll only ask you for essential information that will enable us to assess your application.
2
Quick approval process
We’ll verify your information and outline the terms of your loan, which you can e-sign online. It takes just minutes to complete
3
Cash in your account
Once you’ve e-signed your loan offer, we’ll carry out a few final checks. Once approved, Sunshine Loans will send your cash typical by the next business day.
Apply Now
Easy Process. No Paperwork. Get Funded In One Business Day
Get the all clear
Before offering you an online cash loan, we are required by law to make reasonable enquiries regarding your ability to repay it. After seeking your permission to do so, our online system analyses your credit information and makes a decision in minutes.
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Easy Process. No Paperwork. Get Funded In One Business Day
Are You Eligible?
You must be a South African resident. You must be over 18. You must be employed and have a regular income stream. And you will need the following three key pieces of information:
Your Cellphone Number
Your SA ID Number
Your Bank Account Details
Apply Now. Fast Approvals
Easy Process. No Paperwork. Get Funded The Next Business Day
Up To R4 000 In Your Account By The Next Business Day
If approved by 5pm on a business day you should typically receive your money by the following business day.
Apply Now, Fast Approvals
Easy Process. No Paperwork. Get Funded In One Business Day
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