Wonga Personal Loans

Get a loan from Wonga.com, personal loans that are from 100 rands to 2000 rands, goto wonga and use their slides to find out of how much do you qualify for.

Now if you are a new customer you qualify for a loan of up to 2500 rands.

How Wonga works

Applying for Wonga is simple. There’s no nightmare paperwork to file, documents to fax or cheesy hold music to endure, because our unique service is online from start to finish. To kick-off, use the sliders on the home page to decide exactly how much cash you want to borrow and how many days you need it for. We’ll show you the full cost and, once you’re happy, click apply. We’ll then ask you for some personal details and banking information for our super-speedy credit check.

  • We usually provide an answer almost instantly and, if approved, we send the cash to your bank before you know it! That makes us the fastest and most flexible lender in the land
  • On your chosen date we collect a single payment from your bank account, so you just need to ensure the required funds are available
  • You can initially request any amount up to R2000 and, should you choose to use Wonga more than once and providing you use the service responsibly, we may gradually increase your Wonga trust rating, giving you more borrowing flexibility if you ever need it. Once you have an account, you’ll find application is even faster next time too!

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Woolworths Personal Loans

Woolworths offers a Personal Loan puts all this and more within your reach, with a hassle-free plan, no fine print and no need for security. You can reduce financial strain by applying for a Woolworths Personal Loan – giving you the extra funds you need, when you need them.

Two types of loans are available, a Revolving Personal Loan and a Fixed Term Personal Loan. Be assured we will find the one that is best for you.

Woolworths Personal Loans

A REVOLVING PERSONAL LOAN GIVES YOU:

  • a choice of 12, 24, 36, 48 or 60 month repayment periods each time you borrow
  • the opportunity to re-use money that has been paid back towards the loan
  • the convenience of being able to access cash through our easy interactive voice message system
  • the ability to withdraw a minimum loan of R1000, increasing in multiples of R500
  • no penalties for settling the loan earlier than the original term of the loan
  • low monthly service fees and no initiation fees

A FIXED TERM PERSONAL LOAN GIVES YOU:

  • a choice of 12, 24, 36, 48* or 60* month repayment periods each time you borrow
  • fixed repayments so you can plan and budget accordingly
  • an interest rate that is  fixed until the loan has been paid in full
  • low monthly service and  initiation fees
  • the opportunity to re-apply once your loan is settled
  • no penalties for settling the loan earlier than the original term of the loan

    *not available for loans under R10 000.

Once the loan application has been approved, you will receive cash into your bank account within 48 hours.
You will receive a legal pack that consists of the hard copy of the Pre-Agreement statement and quotation, together with the terms and conditions.
A monthly service fee will be charged. Refer to the pricing schedule.
Interest will be charged according to the National Credit Act (NCA) and will never exceed the maximum allowed by the NCA.
The interest rate charged on the Revolving Personal Loan is a variable interest rate that is linked to the Repo Rate and may change from time to time.
The interest rate charged on the Fixed Term Personal Loan is fixed for the term of the loan.
Payment by a monthly debit order is compulsory.
Additional payments can be made at any Woolworths store, deposit into any branch of Absa bank or Electronic Funds Transfer (EFT).
You will get a monthly statement that shows you the balance on your loan account together with the instalment that you must pay.

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FNB ATM Loan

The FNB ATM Loan is more or less the same as an FNB Short term loan, but the atm loan is available at any FNB atm machine, to apply for this loan you need to be an existing FNB customer.

How does FNB ATM Loan works

An initiation fee is charged at the time when the loan is granted to the debtor. The size of the initiation fee depends on the amount of credit extended to the debtor and thus varies case by case. However, no interest charge is levied if the loan is returned on time, i.e. within a month.

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